Nanjing: Pay off a room to borrow borrow again can calculate first
The Central Bank, silver-colored inspect can call together chief of branch of credit of 5 big state-owned commercial banks the day before yesterday, with respect to “ the 2nd flatlet borrows ” problem to hold joint meeting, borrow money to both sides of husband and wife first buy a room how to calculate the 2nd flatlet made limit clearly: Both sides of husband and wife should have one party to still the room is borrowed only not of settle, borrow money again buy a room to need to count room of the 2nd ring. The reporter understands, the bank that at present Nanjing had announced a room to borrow detailed rules does not accord with this a few times a few only, but when to make adjust, still want to see head office announcement.
Consensus: Make clear 2 flatlet 3 bottom lines
As we have learned, inspect meets the Central Bank, silver be with 5 big on the meeting with respect to “ the cognizance standard of ” of the 2nd flatlet reachs consensus: One, accumulation fund loan does not include maintain the reference that whether is room of the 2nd ring; 2, already the person buy a room of settle loan still can count the person that room of the first ring borrows money; 3, both sides of husband and wife should have one party to still the room is borrowed only not of settle, borrow money again buy a room to need to count room of the 2nd ring. Personage of know the inside story expresses, what superintendency branch places is at 3 o'clock fundamental key bottom line, specific hold by him commercial bank.
Reaction: The person that buy a room to living oneself is fair
Hear both sides of “ husband and wife wants to one party still has a room to borrow only not of settle, borrow money again buy a room to need to count after ” of room of the 2nd ring, one bank room of Nanjing borrows sectional chief to tell a reporter, this one regulation is fairer, the one's own profession before this also is so of formulate detailed rules, but some identify a room to borrow borrower only however, the room that does not calculate husband and wife borrows a record, always feel oneself guild room of prediction of a person's luck in a given year borrows a client, oneself did not worry now. He tells a reporter, see borrower whether had had a room to borrow only not only break fairness, and also let the Central Bank the 2nd suite is new politics sell at a discount greatly.
“ already the person buy a room of settle loan still can count a flatlet, right broad with old change new, with small changing the old person that buy a room also is benefit good. ” bank public figure expresses, these National People's Congress buying a room that are a purpose with improving living condition compare discretion more, won't borrowing money not clear Shi Zaishen borrows money please, it is very important to because this person that they and loan fry a room distinguishs,come, won't hit innocent the person that buy a room, also decreased new politics the concussion to room city, buy this part room demand stayed. Nevertheless, bank public figure also expresses, because superintend a layer to say only,be ” of the person that “ can calculate room of the first ring to borrow money, the version is slicker, accordingly each bank still has his space in this respect, if some banks want to borrow the room card is a bit closer, still press computation of the 2nd flatlet probably also to what settle room borrows. As to accumulation fund loan does not include the 2nd flatlet reference, a few accept the bank public figure that interview to all express, because the bank does not check record of accumulation fund loan, because this profit is good,affect to buying room person what to do not have.
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